At LTG Capital, we know about finances and market history. We know which investments work for long-term capital appreciation and which don’t.
We believe in evolutionary psychology and behavioral investment counseling.
Why is this important to you?
We know that when it comes to your finances, 99% of people will do the wrong things, for the wrong reasons, at the wrong times – but the good news is that we can help prevent these mistakes.
We will work with you to determine a course of action for your finances that helps you reach your goals through our simple checklist-driven process. We will help you get your financial house in order and keep financial “surprises” to a minimum.
At LTG Capital, we focus on the following areas to make sure your financial house stays in order.
Create a thoughtful plan for financing college, retirement, and other major expenses. When you see the future clearly and have a plan that moves you continually toward your goals, life becomes more satisfying and full of hopeful anticipation.
Deploy your assets to give you the highest probability of achieving your goals. At LTG Capital, we’ve developed a proprietary methodology called The Aqueduct Strategy (TAS). TAS has been the #1 performing strategy on the Fidelity Separate Accounts Network since 2011. Click here to read The TAS Origin Story.
Help you control your finances rather than the other way around. Instill in your children, grandchildren and/or other heirs the simple habits that lead to financial success so they don't make the same mistakes most people make when young.
Develop a plan to eliminate debt. Carrying debt is contrary to wealth and can increase financial risk and stress at home.
Minimize taxes and financial surprises. Nobody likes that!
Retirement Income Planning
Develop a plan so that you do not run out of money when you may need it most.
Determine appropriate levels of cash for savings and emergency cash reserves so as to prepare for the inevitable rainy day. Having cash reserves also provides the option to take advantage of investment opportunities as the financial landscape shifts along the way.
Determine the different types and amounts of insurance coverage needed or levels of risks to take while minimizing expenses.
Make your personal wishes explicit and ensure your family and affairs are taken care of should you become incapacitated or absent life.
Small Business Pension Planning
Maximize pension savings for you and your employees. We will provide investment education and real advice for employees. Helping employees realize the value of the benefit you’re providing creates goodwill.